MCA Payday Software

FUNDperfect is a world-class web based Funding Automation Platform for Merchant Cash Advance businesses.

Reduce Costs

FUNDperfect consolidates the entire loan process into a single automated platform to reduce application and collection times by up to 50%.

Identify Risk

With FUNDperfect you can instantly qualify a merchant’s eligibility based on the Merchant’s cash and credit card sales.

Automatic Collections

FUNDperfect will collect repayments frequently by automatically connecting to processors / lockbox sites or via ACH transactions.

The Entire Workflow

From one person to the next, FUNDperfect will streamline the entire processing chain through a series of “flow points”.

World-class Merchant Funding Automation Software

FUNDperfect is trusted by top industry leaders due to its turnkey implementation and quick return on investment.

Significant Cost Saving

From small organizations to multi-level, nationwide funding institutions, FUNDperfect provides 
automation efficiencies in every step of the processing chain.

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Increase in Merchant Funding Approvals

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Reduction in Application Processing Timelines

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Decrease in Bad Debt due to Intelligent Risk Assessments

How FUNDperfect Works

Through a series of “flow points” the entire fund and loan process can be streamlined through several steps.

Submit the Application Online

Save substantial time with uncompromised efficiency to capture merchant and owner details in a single page user-friendly format. Sales representative and customers can create deals using the online forms where the merchant is pre-qualified and made eligible by pre-defining business rules in FUNDperfect. If the application is accepted, documents are signed online and stored in the archive for easy reporting.

Run a Risk Evaluation Report

FUNDperfect provides a comprehensive and easy to use funding calculator that assists in making informed decisions based on the merchant’s profile. Funding calculators determine the optimal loan amount and term, to ensure the business will remain healthy and repay the loan without the risk of damaging the merchant’s ability to stay in business.

Approve the Merchant’s Fund

After underwriting is complete, the merchant’s application continues down the processing chain and is approved by the lender. This streamlined approach through a series of “flow points” ensures the application approvals are completed with considerable time and accuracy. Merchants often repeat business with funders due to the incredible simplicity of applying, approving, and releasing funds in a timely manner.

Enable Automated Collections

FUNDperfect enables collection of the repayment amounts on a daily basis in multiple methods. Through Credit Card Processors (split batch), Lock Box Operators (fed by the Processors), ACH Transfers, or Direct Payment by the merchants, funds are collected instantaneously, to help ensure timely repayment and to reduce bad debt.

Exceptional Features to Streamline the Process

With innovative industry specific features, FUNDperfect will save substantial time with uncompromised efficiency.

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Sales / ISO Dashboard

At anytime the Sales / ISO representative can view the status of the merchant’s application online.

Sales Commission Eligibility

Empower your Sales / ISO representative by instantly providing upfront and residual commission eligibility.

Funding Calculators

Comprehensive and easy-to-use funding calculators help provide informed decisions based on “transaction profiles”.

Document Management

Avoid the physical movement of papers by attaching, signing, and reviewing documents online required for the application.

Streamlined Workflows

Electronic “flow points” move the application faster throughout processing chains quickly and efficiently.

Merchant Interviews

Interviewing and recording the merchant or landlord responses allow underwriters to make critical actions effectively.
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KPI Metrics & Bottlenecks

Throughout the processing chain it is critical to measure time spent within each stage of the process. This will ensure bottlenecks within the process can be exposed and optimzied.

Automated Collections

Collections are performed on a daily basis through Credit Card Processors, Lock Box Operators and ACH Transactions.

Underwriting

Avoid complicated and lengthy tasks of computing, reviewing and analyzing the credit card data to quality new merchants.

Detailed Reporting

Find bottlenecks and means of reducing the time through a detailed reporting on every step of the processing chain.

Instant Merchant Refinancing

Based on performance and history, easily refinance the merchant’s account in multiple ways.
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Accounting and General Ledger

All transactions passing through FUNDperfect are automatically included for financial reconciliation.

iPhone App

Review deals, check application statuses, monitor performance, access collections and new opportunities with iPhone.

Salesforce Integration

As the most dominate CRM in the industry, FUNDperfect is tightly integrated with Salesforce to ensure data flows freely between systems.

SysArc Infomatix

Our representatives will provide you with a one-on-one product demo where you can review how FUNDperfect works and learn how its turnkey implementation can produce an ROI for Merchant Cash Advance businesses.

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